Personal Banking Solutions

Personal Banking Solutions

At FIRST SECURE COMMUNITY BANK, you can take advantage of a variety of personal banking products, including savings and checking accounts that can help you keep your family's finances in order. Sugar Grove and Aurora, Illinois, locals know they can count on us for checking, interest-bearing checking, certificates of deposit, and even accounts for organizations and high-yield money market accounts. We have an account to meet any banking needs, and our professional staff will take the time to match your unique needs with the perfect combination of accounts and services to fit your lifestyle.

ACCOUNT COMPARISON

	MINIMUM OPENING DEPOSIT	MINIMUM BALANCE REQUIREMENT	INTEREST BEARING	TRANSACTION LIMITS	BENEFITS
FREE CHECKING	$100	None. Account balance must retain a positive balance to remain open.	No	Unlimited	•FREE Online/ Mobile Banking • FREE Bill Pay • Debit Card • Monthly Statement
INTEREST CHECKING	$500	$500 minimum balance. $5 fee if balance falls below the minimum in the statement cycle.	Yes. On balance greater than $0.01	Unlimited	• FREE Online/ Mobile Banking • FREE Bill Pay • Debit Card • FREE First Box of (Basic) Checks • Monthly Statement
MONEY MARKET	$1,000	$1,000 minimum balance. $10 fee if balance falls below the minimum in the statement cycle.	Yes. On balance greater than $0.01	6 withdrawal(s) from your account per month. A $15 fee will be charged for each debit transaction (withdrawal, automatic transfer or payment out of this account) in excess of the limit.	• Competitive interest rates • FREE First Box of MMA Checks • Monthly Statement
STATEMENT SAVINGS	$100	$100 minimum balance. $5 fee if balance falls below the minimum in the statement cycle.	Yes. On balance greater than $0.01	6 withdrawal(s) from your account per month. A $2 fee will be charged for each debit transaction (withdrawal, automatic transfer or payment out of this account) in excess of the limit.	• Low Minimum Balance • Competetive Rates • Quarterly Statement
JUNIOR SAVINGS	$1	None. Account balance must retain a positive balance to remain open.	Yes. On balance greater than $0.01	6 withdrawal(s) from your account per month. A $2 fee will be charged for each debit transaction (withdrawal, automatic transfer or payment out of this account) in excess of the limit.	• Low Minimum Balance • Competetive Rates • Quarterly Statement

ADDITIONAL FEATURES

STAR^®/Moneypass^® ATM Networks

First Secure Community Bank is a member of the STAR® Network, which provides you access to 49,000 ATMs across the country. Plus, you also have access to MoneyPass® network of surcharge free ATMs.¹

Zelle^®

Zelle® is a great way to send money to friends and family, even if they bank somewhere different than you do. Enroll today in the First Secure Mobile App.

eStatements

eStatements contain the same account information as paper statements, but you can view them online. In addition, you can access your account history as far back as 18 months, look up individual checks and review deposits.

1 - A Surcharge Fee may be charged at ATM terminals not owned and operated by First Secure Community Bank and ATM terminals not participating in the MoneyPass®Surcharge Free networks. Using an ATM that is not in the MoneyPass®Surcharge Free network may result in both the Bank charging an Out of Network Fee and the ATM Owner charging a Surcharge Fee. Please refer to the fee schedule for other related costs, such as replacement cards and rush orders.